A well known speaker started his seminar by holding up a $20 bill. In the room of 200, he asked, “Who would like this $20 bill?” Hands started going up. He said, “I am going to give this $20 to one of you but first, let me do this.” He proceeded to crumple up the $20 bill. He then asked, “Who still wants it?” Still the hands were up in the air. “Well,” he replied, “What if I do this?” He dropped it on the ground and started to grind it into the floor with his shoe. He picked it up, now crumpled and dirty. “Now who wants it?” he asked. Hands went into the air. “My friends, with this demonstration, we have learned a valuable lesson. No matter what I did to the money, you still wanted it because it did not decrease in value. It is still worth…